Valia by Emaar — Payment Plan
80/20 Construction-Linked Payment Plan · 10% on Booking · Handover December 2030
Schedule
Full Payment Schedule — Valia by Emaar Dubai Creek Harbour
| Installment | % Due | Due Date / Milestone | Cumulative Paid |
|---|---|---|---|
| Down Payment | 10% | On Booking | 10% |
| 1st Installment | 10% | November 2026 | 20% |
| 2nd Installment | 10% | June 2027 | 30% |
| 3rd Installment | 10% | December 2027 | 40% |
| 4th Installment | 10% | June 2028 | 50% ← Resale permitted |
| 5th Installment | 10% | October 2028 (40% Construction) | 60% |
| 6th Installment | 10% | March 2029 (60% Construction) | 70% |
| 7th Installment | 10% | September 2029 (80% Construction) | 80% |
| Handover Payment | 20% | December 2030 (100% Completion) | 100% |
Key Facts About the Valia Payment Plan
- Structure: 80% during construction, 20% on handover
- Booking amount: 10% on signing the SPA
- Resale eligibility: Once 50% paid (after 4th installment — June 2028)
- Escrow protected: Yes — funds held in an RERA-regulated escrow account
- Service charge: AED 20 per sqft per year, billed post-handover
- Handover: Q3 2030 target, 100% construction payment December 2030
Payment Plan Example — 1-Bedroom Apartment at AED 1.96M
| Installment | % | Amount (AED) |
|---|---|---|
| Down Payment (Booking) | 10% | AED 196,000 |
| 1st – 7th Installments (each) | 10% | AED 196,000 × 7 |
| Handover | 20% | AED 392,000 |
| Total | 100% | AED 1,960,000 |
Prices shown are indicative based on a 1BR starting from AED 1.96M. Actual unit price may vary. Contact our sales advisor for confirmed pricing.
Ready to Secure Your Unit at Valia?
Our sales advisors are available now to walk you through the full payment schedule, help you select the right unit, and confirm current availability.
Speak to a Sales Advisor on WhatsAppQuestions
Frequently Asked Questions — Valia Payment Plan
What is the payment plan for Valia by Emaar?
Valia by Emaar offers an 80/20 construction-linked payment plan. The schedule is: 10% on booking, then 10% in November 2026, 10% in June 2027, 10% in December 2027, 10% in June 2028, 10% at 40% construction completion (October 2028), 10% at 60% completion (March 2029), 10% at 80% completion (September 2029), and 20% at 100% completion / handover (December 2030).
When can I resell my Valia by Emaar apartment?
Resale of Valia by Emaar units is permitted once 50% of the construction is complete and the corresponding payments have been made. Contact our sales advisor for current construction progress updates.
Does Valia by Emaar have a post-handover payment plan?
The standard Valia by Emaar payment plan is a construction-linked 80/20 plan with 20% due at 100% construction completion (December 2030). For information on any post-handover financing options, speak to our sales advisor directly.
What is the service charge at Valia by Emaar?
The service charge at Valia by Emaar is AED 20 per square foot per year. For a standard 1-bedroom apartment of 821 sqft, this equates to approximately AED 16,420 per year.